Family Crimes

Parents Of Starved Teen Found In Diaper Took Out Life Insurance Policies Before Her Death

She slept in a room with no furniture that was full of human and animal waste. 

More unsettling details are emerging in the case of Natalie Finn, a teenager who died last October after allegedly being starved and abused. Her adoptive parents, who have been charged in Finn’s death, took out two life insurance policies on the girl before she died in their Des Moines, Iowa home, according to the Des Moines Register.

One Hartford Life Insurance policy carried a $10,000 benefit, according to a court filing. Another policy from Modern Woodmen of America carried a $25,000 benefit, according to USA Today.

A court petition filed this month reveals that Natalie's adoptive father, 46-year-old Joseph M. Finn II, called about the $25,000 policy just one day after Natalie died in October 2016. Natalie's adoptive brother, Alexander Finn, also called about the policy. The sibling has not been charged with anything.

Joseph has pleaded not guilty to kidnapping, neglect, abandonment and child endangerment. His wife, 42-year-old Nicole Finn, will be on trial at the end of November for first-degree murder and other felony charges. She has also pleaded not guilty, and she is expected to use a diminished mental capacity defense, according to USA Today.

When police and medics found 16-year-old Natalie last year, she was wearing an adult diaper and lying on a linoleum floor in her own waste “for some time,” according the New York Post. The teen shared an empty room with two siblings and dogs and cats. There were no beds or furniture in the room. West Des Moines police Detective Chris Morgan wrote in an affidavit that the room smelled of human and animal waste, with blankets “heavily soaked” in urine.

“Many animals roamed freely, including well over a dozen kittens and cats,” Morgan wrote in a document obtained by the Des Moines Register. “There were numerous kennels with dogs scattered inside the residence.”

Natalie died from emaciation due to the denial of critical care, according to a medical examiner’s office.

[Photos: Facebook, Polk County Jail]

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